Call reports 2002
FIRST SAVANNA SAVINGS BANK — 2002
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,061,000 | 11,911,000 | 11,878,000 | 12,057,000 |
| Total loans | 7,889,000 | 8,099,000 | 8,134,000 | 7,781,000 |
| Allowance for loan losses | 50,000 | 50,000 | 55,000 | 55,000 |
| Securities available for sale | 2,263,000 | 2,104,000 | 1,887,000 | 2,341,000 |
| Securities held to maturity | 876,000 | 823,000 | 779,000 | 720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,843,000 | 9,691,000 | 9,716,000 | 9,831,000 |
| Interest-bearing deposits | 9,843,000 | 9,691,000 | 9,716,000 | 9,831,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,844,000 | 1,863,000 | 1,812,000 | 1,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 378,000 | 562,000 | 741,000 |
| Interest expense | 113,000 | 211,000 | 301,000 | 387,000 |
| Net interest income | 74,000 | 167,000 | 261,000 | 354,000 |
| Noninterest income | 3,000 | 3,000 | 3,000 | 3,000 |
| Noninterest expense | 63,000 | 131,000 | 200,000 | 267,000 |
| Provision for loan losses | 8,000 | 8,000 | 54,000 | 54,000 |
| Pretax income | 6,000 | 31,000 | 10,000 | 36,000 |
| Income tax | 0 | 4,000 | 4,000 | 6,000 |
| Net income | 6,000 | 27,000 | 6,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,402,000 | 1,423,000 | 1,402,000 | 1,426,000 |
| Total capital | 1,452,000 | 1,497,000 | 1,494,000 | 1,522,000 |
| Risk-weighted assets | 5,438,000 | 5,445,000 | 5,479,000 | 5,702,000 |