Call reports 2001
FIRST SAVANNA SAVINGS BANK — 2001
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,178,000 | 12,388,000 | 12,132,000 | 12,507,000 |
| Total loans | 7,509,000 | 7,454,000 | 7,445,000 | 7,797,000 |
| Allowance for loan losses | 40,000 | 40,000 | 40,000 | 45,000 |
| Securities available for sale | 2,497,000 | 2,697,000 | 2,805,000 | 2,600,000 |
| Securities held to maturity | 1,095,000 | 1,048,000 | 979,000 | 928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,950,000 | 10,140,000 | 9,871,000 | 10,261,000 |
| Interest-bearing deposits | 9,950,000 | 10,140,000 | 9,871,000 | 10,261,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,830,000 | 1,845,000 | 1,862,000 | 1,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 219,000 | 437,000 | 645,000 | 844,000 |
| Interest expense | 139,000 | 281,000 | 414,000 | 542,000 |
| Net interest income | 80,000 | 156,000 | 231,000 | 302,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 2,000 |
| Noninterest expense | 71,000 | 142,000 | 206,000 | 275,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 15,000 |
| Pretax income | -1,000 | 5,000 | 17,000 | 14,000 |
| Income tax | 1,000 | 5,000 | 4,000 | 3,000 |
| Net income | -2,000 | 0 | 13,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,383,000 | 1,385,000 | 1,399,000 | 1,396,000 |
| Total capital | 1,423,000 | 1,425,000 | 1,439,000 | 1,441,000 |
| Risk-weighted assets | 5,079,000 | 5,191,000 | 5,249,000 | 5,491,000 |