Call reports 2026
BTC BANK — 2026
What BTC BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,618,873,000 | 1,912,499,000 |
| Total loans | 1,320,222,000 | 1,549,092,000 |
| Allowance for loan losses | 14,052,000 | 17,868,000 |
| Securities available for sale | 160,087,000 | 202,494,000 |
| Securities held to maturity | 50,000 | 1,700,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,225,471,000 | 1,447,472,000 |
| Interest-bearing deposits | 947,979,000 | 1,131,946,000 |
| Noninterest-bearing deposits | 277,492,000 | 315,526,000 |
| Equity capital | 171,524,000 | 174,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 24,208,000 | 52,325,000 |
| Interest expense | 8,121,000 | 17,873,000 |
| Net interest income | 16,087,000 | 34,452,000 |
| Noninterest income | 798,000 | 2,176,000 |
| Noninterest expense | 9,908,000 | 24,783,000 |
| Provision for loan losses | 900,000 | 1,800,000 |
| Pretax income | 6,059,000 | 10,064,000 |
| Income tax | 1,178,000 | 2,453,000 |
| Net income | 4,881,000 | 7,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 170,941,000 | 166,068,000 |