Call reports 2024
BTC BANK — 2024
What BTC BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,198,300,000 | 1,242,522,000 | 1,309,268,000 | 1,366,541,000 |
| Total loans | 903,130,000 | 958,641,000 | 1,005,377,000 | 1,069,004,000 |
| Allowance for loan losses | 9,300,000 | 9,755,000 | 10,141,000 | 10,374,000 |
| Securities available for sale | 188,225,000 | 185,697,000 | 188,476,000 | 178,527,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 907,511,000 | 903,930,000 | 916,094,000 | 981,455,000 |
| Interest-bearing deposits | 667,743,000 | 672,205,000 | 679,740,000 | 728,753,000 |
| Noninterest-bearing deposits | 239,768,000 | 231,725,000 | 236,354,000 | 252,702,000 |
| Equity capital | 101,688,000 | 105,196,000 | 116,164,000 | 116,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,489,000 | 34,513,000 | 54,027,000 | 74,741,000 |
| Interest expense | 5,207,000 | 11,404,000 | 18,728,000 | 26,098,000 |
| Net interest income | 11,282,000 | 23,109,000 | 35,299,000 | 48,643,000 |
| Noninterest income | 1,022,000 | 2,047,000 | 3,215,000 | 4,458,000 |
| Noninterest expense | 9,017,000 | 17,285,000 | 26,220,000 | 35,366,000 |
| Provision for loan losses | 600,000 | 1,112,000 | 1,500,000 | 1,800,000 |
| Pretax income | 2,687,000 | 6,676,000 | 10,799,000 | 15,943,000 |
| Income tax | 477,000 | 1,214,000 | 1,980,000 | 3,032,000 |
| Net income | 2,210,000 | 5,462,000 | 8,819,000 | 12,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,325,000 | 108,695,000 | 115,426,000 | 119,635,000 |