Call reports 2022
BTC BANK — 2022
What BTC BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 933,936,000 | 920,865,000 | 901,139,000 | 1,003,955,000 |
| Total loans | 579,291,000 | 607,321,000 | 639,752,000 | 704,736,000 |
| Allowance for loan losses | 5,357,000 | 5,586,000 | 5,802,000 | 6,061,000 |
| Securities available for sale | 187,307,000 | 185,256,000 | 180,021,000 | 212,115,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 831,017,000 | 831,245,000 | 814,268,000 | 905,433,000 |
| Interest-bearing deposits | 620,943,000 | 626,272,000 | 608,081,000 | 662,365,000 |
| Noninterest-bearing deposits | 210,074,000 | 204,973,000 | 206,187,000 | 243,068,000 |
| Equity capital | 91,655,000 | 88,234,000 | 85,088,000 | 89,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,665,000 | 16,000,000 | 24,914,000 | 35,635,000 |
| Interest expense | 879,000 | 1,617,000 | 2,642,000 | 4,253,000 |
| Net interest income | 6,786,000 | 14,383,000 | 22,272,000 | 31,382,000 |
| Noninterest income | 762,000 | 1,529,000 | 2,378,000 | 3,398,000 |
| Noninterest expense | 5,730,000 | 11,003,000 | 17,234,000 | 24,341,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,584,000 | 4,450,000 | 6,734,000 | 9,535,000 |
| Income tax | 231,000 | 723,000 | 1,088,000 | 1,536,000 |
| Net income | 1,353,000 | 3,727,000 | 5,646,000 | 7,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,677,000 | 93,068,000 | 94,999,000 | 93,213,000 |