Call reports 2017
BTC BANK — 2017
What BTC BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 440,096,000 | 450,370,000 | 460,055,000 | 465,499,000 |
| Total loans | 328,929,000 | 341,311,000 | 349,231,000 | 351,391,000 |
| Allowance for loan losses | 2,494,000 | 2,630,000 | 2,617,000 | 2,616,000 |
| Securities available for sale | 85,688,000 | 85,757,000 | 84,257,000 | 82,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,451,000 | 370,038,000 | 354,489,000 | 360,705,000 |
| Interest-bearing deposits | 301,478,000 | 308,322,000 | 294,389,000 | 293,437,000 |
| Noninterest-bearing deposits | 61,972,000 | 61,716,000 | 60,100,000 | 67,269,000 |
| Equity capital | 58,171,000 | 59,998,000 | 61,602,000 | 63,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,846,000 | 9,839,000 | 14,995,000 | 20,198,000 |
| Interest expense | 607,000 | 1,282,000 | 2,052,000 | 2,867,000 |
| Net interest income | 4,239,000 | 8,557,000 | 12,943,000 | 17,331,000 |
| Noninterest income | 391,000 | 697,000 | 1,080,000 | 1,610,000 |
| Noninterest expense | 2,342,000 | 4,731,000 | 7,165,000 | 11,001,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 2,138,000 | 4,223,000 | 6,558,000 | 7,640,000 |
| Income tax | 591,000 | 1,245,000 | 1,926,000 | 758,000 |
| Net income | 1,547,000 | 2,978,000 | 4,632,000 | 6,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,165,000 | 58,598,000 | 60,272,000 | 62,096,000 |
| Total capital | 59,659,000 | 61,228,000 | 62,889,000 | 64,712,000 |
| Risk-weighted assets | 351,993,000 | 365,609,000 | 372,947,000 | 378,637,000 |