Call reports 2011
BTC BANK — 2011
What BTC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 317,074,000 | 312,321,000 | 321,816,000 | 324,960,000 |
| Total loans | 192,189,000 | 195,567,000 | 197,904,000 | 194,276,000 |
| Allowance for loan losses | 2,314,000 | 2,125,000 | 2,305,000 | 2,525,000 |
| Securities available for sale | 98,828,000 | 97,403,000 | 104,572,000 | 107,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,548,000 | 274,400,000 | 282,839,000 | 285,672,000 |
| Interest-bearing deposits | 221,007,000 | 216,393,000 | 224,293,000 | 245,668,000 |
| Noninterest-bearing deposits | 59,541,000 | 58,007,000 | 58,546,000 | 40,004,000 |
| Equity capital | 30,888,000 | 33,147,000 | 34,913,000 | 35,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,827,000 | 7,789,000 | 11,757,000 | 15,664,000 |
| Interest expense | 947,000 | 1,869,000 | 2,729,000 | 3,511,000 |
| Net interest income | 2,880,000 | 5,920,000 | 9,028,000 | 12,153,000 |
| Noninterest income | 263,000 | 553,000 | 846,000 | 1,133,000 |
| Noninterest expense | 1,528,000 | 2,927,000 | 4,533,000 | 6,009,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 500,000 |
| Pretax income | 1,820,000 | 3,751,000 | 5,346,000 | 6,982,000 |
| Income tax | 681,000 | 1,405,000 | 1,991,000 | 2,381,000 |
| Net income | 1,139,000 | 2,346,000 | 3,355,000 | 4,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,314,000 | 30,521,000 | 31,531,000 | 32,261,000 |
| Total capital | 31,628,000 | 32,646,000 | 33,836,000 | 34,786,000 |
| Risk-weighted assets | 206,713,000 | 216,132,000 | 217,082,000 | 211,864,000 |