Call reports 2002
BTC BANK — 2002
What BTC BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 117,703,000 | 121,010,000 | 124,648,000 | 123,206,000 |
| Total loans | 88,052,000 | 94,736,000 | 97,110,000 | 94,955,000 |
| Allowance for loan losses | 946,000 | 892,000 | 923,000 | 904,000 |
| Securities available for sale | 23,660,000 | 19,812,000 | 19,802,000 | 19,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,659,000 | 98,937,000 | 99,280,000 | 104,399,000 |
| Interest-bearing deposits | 87,492,000 | 88,086,000 | 88,483,000 | 91,448,000 |
| Noninterest-bearing deposits | 11,167,000 | 10,851,000 | 10,797,000 | 12,951,000 |
| Equity capital | 14,350,000 | 14,869,000 | 15,423,000 | 15,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 3,859,000 | 5,767,000 | 7,687,000 |
| Interest expense | 789,000 | 1,520,000 | 2,245,000 | 2,944,000 |
| Net interest income | 1,142,000 | 2,339,000 | 3,522,000 | 4,743,000 |
| Noninterest income | 117,000 | 249,000 | 382,000 | 507,000 |
| Noninterest expense | 649,000 | 1,162,000 | 1,714,000 | 2,272,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 610,000 | 1,432,000 | 2,196,000 | 2,984,000 |
| Income tax | 205,000 | 498,000 | 761,000 | 988,000 |
| Net income | 405,000 | 934,000 | 1,435,000 | 1,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,289,000 | 13,785,000 | 14,262,000 | 14,474,000 |
| Total capital | 14,235,000 | 14,677,000 | 15,185,000 | 15,378,000 |
| Risk-weighted assets | 89,191,000 | 94,814,000 | 97,359,000 | 94,267,000 |