Call reports 2001
BTC BANK — 2001
What BTC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 122,608,000 | 122,731,000 | 118,688,000 | 121,728,000 |
| Total loans | 83,363,000 | 86,149,000 | 87,090,000 | 84,567,000 |
| Allowance for loan losses | 1,024,000 | 1,003,000 | 1,002,000 | 946,000 |
| Securities available for sale | 32,813,000 | 29,699,000 | 24,637,000 | 23,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,254,000 | 101,838,000 | 97,659,000 | 104,144,000 |
| Interest-bearing deposits | 95,515,000 | 92,122,000 | 87,760,000 | 89,833,000 |
| Noninterest-bearing deposits | 9,739,000 | 9,716,000 | 9,899,000 | 14,311,000 |
| Equity capital | 12,953,000 | 13,328,000 | 13,854,000 | 13,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,695,000 | 6,993,000 | 9,115,000 |
| Interest expense | 1,300,000 | 2,464,000 | 3,552,000 | 4,472,000 |
| Net interest income | 1,078,000 | 2,231,000 | 3,441,000 | 4,643,000 |
| Noninterest income | 87,000 | 293,000 | 403,000 | 487,000 |
| Noninterest expense | 528,000 | 997,000 | 1,490,000 | 1,983,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 100,000 |
| Pretax income | 637,000 | 1,477,000 | 2,254,000 | 3,047,000 |
| Income tax | 215,000 | 530,000 | 821,000 | 1,000,000 |
| Net income | 422,000 | 947,000 | 1,433,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,832,000 | 12,968,000 | 12,631,000 | 12,901,000 |
| Total capital | 12,856,000 | 13,971,000 | 13,633,000 | 13,847,000 |
| Risk-weighted assets | 88,571,000 | 124,048,000 | 88,380,000 | 84,897,000 |