Call reports 2012
FIRST STATE BANK OF BOURBON, INDIANA, THE — 2012
What FIRST STATE BANK OF BOURBON, INDIANA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,533,000 | 84,776,000 | 84,777,000 | 86,614,000 |
| Total loans | 41,025,000 | 40,992,000 | 41,035,000 | 39,964,000 |
| Allowance for loan losses | 830,000 | 747,000 | 748,000 | 735,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 31,947,000 | 33,077,000 | 36,391,000 | 38,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,603,000 | 66,536,000 | 66,267,000 | 68,440,000 |
| Interest-bearing deposits | 57,713,000 | 57,485,000 | 57,243,000 | 57,908,000 |
| Noninterest-bearing deposits | 8,890,000 | 9,051,000 | 9,024,000 | 10,532,000 |
| Equity capital | 15,076,000 | 15,298,000 | 15,579,000 | 15,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,685,000 | 2,530,000 | 3,374,000 |
| Interest expense | 104,000 | 200,000 | 296,000 | 387,000 |
| Net interest income | 722,000 | 1,485,000 | 2,234,000 | 2,987,000 |
| Noninterest income | 27,000 | 54,000 | 78,000 | 104,000 |
| Noninterest expense | 470,000 | 929,000 | 1,311,000 | 2,017,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 229,000 | 560,000 | 951,000 | 1,024,000 |
| Income tax | 58,000 | 167,000 | 277,000 | 275,000 |
| Net income | 171,000 | 393,000 | 674,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,088,000 | 16,310,000 | 16,591,000 | 16,266,000 |
| Total capital | 16,591,000 | 16,826,000 | 17,127,000 | 16,812,000 |
| Risk-weighted assets | 39,928,000 | 41,069,000 | 42,697,000 | 43,463,000 |