Call reports 2010
FIRST STATE BANK OF BOURBON, INDIANA, THE — 2010
What FIRST STATE BANK OF BOURBON, INDIANA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 81,133,000 | 80,880,000 | 81,764,000 | 80,173,000 |
| Total loans | 37,903,000 | 37,652,000 | 37,435,000 | 38,727,000 |
| Allowance for loan losses | 857,000 | 856,000 | 820,000 | 826,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,990,000 | 31,942,000 | 28,891,000 | 25,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,399,000 | 54,090,000 | 54,729,000 | 63,143,000 |
| Interest-bearing deposits | 48,699,000 | 46,645,000 | 49,685,000 | 54,536,000 |
| Noninterest-bearing deposits | 5,700,000 | 7,445,000 | 5,044,000 | 8,607,000 |
| Equity capital | 24,503,000 | 24,702,000 | 24,865,000 | 15,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,721,000 | 2,568,000 | 3,421,000 |
| Interest expense | 148,000 | 292,000 | 436,000 | 573,000 |
| Net interest income | 712,000 | 1,429,000 | 2,132,000 | 2,848,000 |
| Noninterest income | 23,000 | 54,000 | 87,000 | 120,000 |
| Noninterest expense | 517,000 | 984,000 | 1,483,000 | 2,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 499,000 | 736,000 | 790,000 |
| Income tax | 57,000 | 139,000 | 213,000 | 194,000 |
| Net income | 161,000 | 360,000 | 523,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,249,000 | 25,448,000 | 25,611,000 | 15,684,000 |
| Total capital | 25,706,000 | 25,900,000 | 26,058,000 | 16,148,000 |
| Risk-weighted assets | 36,154,000 | 35,775,000 | 35,368,000 | 36,754,000 |