Call reports 2002
FIRST STATE BANK OF BOURBON, INDIANA, THE — 2002
What FIRST STATE BANK OF BOURBON, INDIANA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 82,355,000 | 82,744,000 | 80,903,000 | 83,205,000 |
| Total loans | 32,091,000 | 33,397,000 | 34,371,000 | 33,767,000 |
| Allowance for loan losses | 1,607,000 | 1,555,000 | 1,508,000 | 1,454,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 43,657,000 | 41,639,000 | 40,171,000 | 41,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,134,000 | 60,129,000 | 57,986,000 | 60,021,000 |
| Interest-bearing deposits | 54,328,000 | 54,220,000 | 52,734,000 | 53,407,000 |
| Noninterest-bearing deposits | 5,805,000 | 5,909,000 | 5,252,000 | 6,614,000 |
| Equity capital | 21,641,000 | 22,131,000 | 22,346,000 | 22,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,502,000 | 3,710,000 | 4,915,000 |
| Interest expense | 433,000 | 828,000 | 1,200,000 | 1,530,000 |
| Net interest income | 855,000 | 1,674,000 | 2,510,000 | 3,385,000 |
| Noninterest income | 32,000 | 73,000 | 113,000 | 146,000 |
| Noninterest expense | 338,000 | 674,000 | 1,081,000 | 1,629,000 |
| Provision for loan losses | -115,000 | -183,000 | -239,000 | -319,000 |
| Pretax income | 664,000 | 1,256,000 | 1,781,000 | 2,221,000 |
| Income tax | 138,000 | 240,000 | 551,000 | 626,000 |
| Net income | 526,000 | 1,016,000 | 1,230,000 | 1,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,641,000 | 22,131,000 | 22,346,000 | 22,711,000 |
| Total capital | 22,038,000 | 22,543,000 | 22,772,000 | 23,141,000 |
| Risk-weighted assets | 30,669,000 | 31,827,000 | 33,069,000 | 33,447,000 |