Call reports 2001
FIRST STATE BANK OF BOURBON, INDIANA, THE — 2001
What FIRST STATE BANK OF BOURBON, INDIANA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,379,000 | 81,170,000 | 81,394,000 | 84,258,000 |
| Total loans | 30,498,000 | 31,403,000 | 31,796,000 | 31,663,000 |
| Allowance for loan losses | 1,761,000 | 1,735,000 | 1,707,000 | 1,657,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 42,185,000 | 41,528,000 | 45,160,000 | 42,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,368,000 | 59,947,000 | 59,727,000 | 62,451,000 |
| Interest-bearing deposits | 52,948,000 | 54,183,000 | 53,934,000 | 55,842,000 |
| Noninterest-bearing deposits | 5,420,000 | 5,764,000 | 5,793,000 | 6,609,000 |
| Equity capital | 20,360,000 | 20,699,000 | 21,063,000 | 21,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 2,807,000 | 4,206,000 | 5,538,000 |
| Interest expense | 612,000 | 1,208,000 | 1,809,000 | 2,313,000 |
| Net interest income | 804,000 | 1,599,000 | 2,397,000 | 3,225,000 |
| Noninterest income | 37,000 | 75,000 | 93,000 | 124,000 |
| Noninterest expense | 314,000 | 651,000 | 992,000 | 1,502,000 |
| Provision for loan losses | -109,000 | -143,000 | -168,000 | -210,000 |
| Pretax income | 636,000 | 1,166,000 | 1,666,000 | 2,057,000 |
| Income tax | 202,000 | 393,000 | 528,000 | 643,000 |
| Net income | 434,000 | 773,000 | 1,138,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,360,000 | 20,699,000 | 21,063,000 | 21,340,000 |
| Total capital | 20,820,000 | 21,102,000 | 21,462,000 | 21,754,000 |
| Risk-weighted assets | 34,920,000 | 30,892,000 | 30,631,000 | 31,943,000 |