Call reports 2025
AMERICAN EXCHANGE BANK — 2025
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 96,004,000 | 98,008,000 | 95,046,000 | 97,445,000 |
| Total loans | 75,393,000 | 74,989,000 | 75,157,000 | 75,583,000 |
| Allowance for loan losses | 857,000 | 842,000 | 865,000 | 804,000 |
| Securities available for sale | 5,383,000 | 5,317,000 | 6,246,000 | 5,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,727,000 | 84,477,000 | 80,899,000 | 82,902,000 |
| Interest-bearing deposits | 64,416,000 | 65,619,000 | 63,226,000 | 65,590,000 |
| Noninterest-bearing deposits | 18,311,000 | 18,858,000 | 17,673,000 | 17,312,000 |
| Equity capital | 12,447,000 | 12,729,000 | 13,342,000 | 13,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 3,063,000 | 4,699,000 | 6,301,000 |
| Interest expense | 336,000 | 694,000 | 1,053,000 | 1,408,000 |
| Net interest income | 1,143,000 | 2,369,000 | 3,646,000 | 4,893,000 |
| Noninterest income | 128,000 | 263,000 | 382,000 | 553,000 |
| Noninterest expense | 781,000 | 1,660,000 | 2,454,000 | 3,595,000 |
| Provision for loan losses | 33,000 | 75,000 | 137,000 | 135,000 |
| Pretax income | 457,000 | 897,000 | 1,437,000 | 1,714,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 457,000 | 897,000 | 1,437,000 | 1,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,969,000 | 13,211,000 | 13,746,000 | 14,078,000 |