Call reports 2022
AMERICAN EXCHANGE BANK — 2022
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 80,318,000 | 80,534,000 | 80,767,000 | 80,649,000 |
| Total loans | 58,409,000 | 60,458,000 | 61,938,000 | 63,494,000 |
| Allowance for loan losses | 655,000 | 715,000 | 846,000 | 808,000 |
| Securities available for sale | 6,346,000 | 6,945,000 | 6,948,000 | 6,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,080,000 | 71,529,000 | 71,869,000 | 71,338,000 |
| Interest-bearing deposits | 48,827,000 | 50,137,000 | 50,096,000 | 49,618,000 |
| Noninterest-bearing deposits | 20,253,000 | 21,392,000 | 21,773,000 | 21,720,000 |
| Equity capital | 8,392,000 | 8,171,000 | 8,022,000 | 8,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,766,000 | 2,750,000 | 3,761,000 |
| Interest expense | 23,000 | 49,000 | 84,000 | 157,000 |
| Net interest income | 848,000 | 1,717,000 | 2,666,000 | 3,604,000 |
| Noninterest income | 116,000 | 205,000 | 298,000 | 402,000 |
| Noninterest expense | 759,000 | 1,524,000 | 2,321,000 | 3,162,000 |
| Provision for loan losses | 55,000 | 115,000 | 165,000 | 165,000 |
| Pretax income | 150,000 | 283,000 | 478,000 | 679,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 283,000 | 478,000 | 679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,713,000 | 8,764,000 | 8,960,000 | 9,162,000 |