Call reports 2021
AMERICAN EXCHANGE BANK — 2021
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 78,926,000 | 79,441,000 | 78,265,000 | 78,479,000 |
| Total loans | 56,508,000 | 58,345,000 | 57,402,000 | 57,959,000 |
| Allowance for loan losses | 812,000 | 863,000 | 644,000 | 706,000 |
| Securities available for sale | 3,912,000 | 7,295,000 | 7,143,000 | 6,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,381,000 | 67,676,000 | 66,360,000 | 66,627,000 |
| Interest-bearing deposits | 47,470,000 | 48,436,000 | 46,373,000 | 46,709,000 |
| Noninterest-bearing deposits | 19,911,000 | 19,240,000 | 19,987,000 | 19,918,000 |
| Equity capital | 8,372,000 | 8,661,000 | 8,985,000 | 8,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,940,000 | 2,990,000 | 3,918,000 |
| Interest expense | 34,000 | 63,000 | 89,000 | 111,000 |
| Net interest income | 816,000 | 1,877,000 | 2,901,000 | 3,807,000 |
| Noninterest income | 30,000 | 112,000 | 205,000 | 300,000 |
| Noninterest expense | 704,000 | 1,427,000 | 2,138,000 | 3,014,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 255,000 |
| Pretax income | 92,000 | 441,000 | 772,000 | 842,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 441,000 | 772,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,220,000 | 8,488,000 | 8,820,000 | 8,888,000 |