Call reports 2019
AMERICAN EXCHANGE BANK — 2019
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 68,523,000 | 68,175,000 | 67,680,000 | 70,079,000 |
| Total loans | 48,826,000 | 50,816,000 | 52,755,000 | 54,666,000 |
| Allowance for loan losses | 290,000 | 323,000 | 533,000 | 495,000 |
| Securities available for sale | 7,561,000 | 6,671,000 | 5,590,000 | 5,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,849,000 | 58,737,000 | 58,704,000 | 60,933,000 |
| Interest-bearing deposits | 48,383,000 | 46,955,000 | 46,833,000 | 48,278,000 |
| Noninterest-bearing deposits | 11,466,000 | 11,782,000 | 11,871,000 | 12,655,000 |
| Equity capital | 7,723,000 | 7,864,000 | 7,911,000 | 8,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,660,000 | 2,530,000 | 3,430,000 |
| Interest expense | 115,000 | 235,000 | 358,000 | 480,000 |
| Net interest income | 717,000 | 1,425,000 | 2,172,000 | 2,950,000 |
| Noninterest income | 140,000 | 216,000 | 416,000 | 504,000 |
| Noninterest expense | 633,000 | 1,215,000 | 1,918,000 | 2,572,000 |
| Provision for loan losses | 45,000 | 112,000 | 367,000 | 382,000 |
| Pretax income | 179,000 | 317,000 | 304,000 | 501,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 317,000 | 304,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,769,000 | 7,825,000 | 7,813,000 | 8,010,000 |
| Total capital | 8,059,000 | 8,148,000 | 8,346,000 | 8,505,000 |
| Risk-weighted assets | 43,705,000 | 45,080,000 | 45,896,000 | 47,645,000 |