Call reports 2018
AMERICAN EXCHANGE BANK — 2018
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,197,000 | 66,739,000 | 65,447,000 | 67,507,000 |
| Total loans | 45,458,000 | 46,300,000 | 46,145,000 | 47,906,000 |
| Allowance for loan losses | 265,000 | 246,000 | 285,000 | 321,000 |
| Securities available for sale | 8,607,000 | 8,726,000 | 8,221,000 | 7,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,987,000 | 58,418,000 | 57,053,000 | 58,879,000 |
| Interest-bearing deposits | 47,870,000 | 47,115,000 | 45,913,000 | 47,458,000 |
| Noninterest-bearing deposits | 10,117,000 | 11,303,000 | 11,140,000 | 11,421,000 |
| Equity capital | 7,314,000 | 7,401,000 | 7,464,000 | 7,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,543,000 | 2,342,000 | 3,165,000 |
| Interest expense | 90,000 | 181,000 | 274,000 | 375,000 |
| Net interest income | 671,000 | 1,362,000 | 2,068,000 | 2,790,000 |
| Noninterest income | 238,000 | 334,000 | 440,000 | 542,000 |
| Noninterest expense | 583,000 | 1,166,000 | 1,778,000 | 2,431,000 |
| Provision for loan losses | 100,000 | 115,000 | 200,000 | 245,000 |
| Pretax income | 226,000 | 415,000 | 530,000 | 660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 226,000 | 415,000 | 530,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,480,000 | 7,588,000 | 7,703,000 | 7,833,000 |
| Total capital | 7,745,000 | 7,834,000 | 7,988,000 | 8,154,000 |
| Risk-weighted assets | 42,435,000 | 43,090,000 | 42,403,000 | 43,587,000 |