Call reports 2017
AMERICAN EXCHANGE BANK — 2017
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,646,000 | 60,346,000 | 65,325,000 | 65,817,000 |
| Total loans | 44,370,000 | 45,146,000 | 45,042,000 | 45,795,000 |
| Allowance for loan losses | 333,000 | 330,000 | 318,000 | 302,000 |
| Securities available for sale | 4,754,000 | 4,733,000 | 5,806,000 | 7,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,587,000 | 52,094,000 | 56,866,000 | 57,315,000 |
| Interest-bearing deposits | 42,457,000 | 41,989,000 | 46,690,000 | 46,989,000 |
| Noninterest-bearing deposits | 9,130,000 | 10,105,000 | 10,176,000 | 10,326,000 |
| Equity capital | 7,244,000 | 7,422,000 | 7,603,000 | 7,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,473,000 | 2,226,000 | 3,009,000 |
| Interest expense | 42,000 | 91,000 | 156,000 | 245,000 |
| Net interest income | 689,000 | 1,382,000 | 2,070,000 | 2,764,000 |
| Noninterest income | 109,000 | 212,000 | 306,000 | 422,000 |
| Noninterest expense | 583,000 | 1,144,000 | 1,726,000 | 2,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 451,000 | 654,000 | 763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 451,000 | 654,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,194,000 | 7,349,000 | 7,552,000 | 7,660,000 |
| Total capital | 7,527,000 | 7,679,000 | 7,870,000 | 7,962,000 |
| Risk-weighted assets | 40,798,000 | 40,960,000 | 42,012,000 | 43,053,000 |