Call reports 2014
AMERICAN EXCHANGE BANK — 2014
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,543,000 | 63,158,000 | 61,531,000 | 60,962,000 |
| Total loans | 40,349,000 | 40,141,000 | 40,213,000 | 40,423,000 |
| Allowance for loan losses | 666,000 | 311,000 | 320,000 | 342,000 |
| Securities available for sale | 11,976,000 | 11,562,000 | 11,873,000 | 9,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,078,000 | 55,554,000 | 53,229,000 | 53,032,000 |
| Interest-bearing deposits | 46,261,000 | 46,668,000 | 44,460,000 | 44,184,000 |
| Noninterest-bearing deposits | 8,817,000 | 8,886,000 | 8,769,000 | 8,848,000 |
| Equity capital | 6,767,000 | 6,868,000 | 7,086,000 | 7,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,374,000 | 2,101,000 | 2,809,000 |
| Interest expense | 54,000 | 108,000 | 163,000 | 212,000 |
| Net interest income | 648,000 | 1,266,000 | 1,938,000 | 2,597,000 |
| Noninterest income | 121,000 | 227,000 | 330,000 | 432,000 |
| Noninterest expense | 608,000 | 1,190,000 | 1,753,000 | 2,425,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 309,000 | 522,000 | 657,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 309,000 | 522,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,558,000 | 6,619,000 | 6,831,000 | 6,966,000 |
| Total capital | 7,097,000 | 6,930,000 | 7,151,000 | 7,308,000 |
| Risk-weighted assets | 42,967,000 | 42,507,000 | 42,220,000 | 41,547,000 |