Call reports 2011
AMERICAN EXCHANGE BANK — 2011
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 72,636,000 | 73,062,000 | 72,212,000 | 71,332,000 |
| Total loans | 41,541,000 | 41,241,000 | 41,112,000 | 40,924,000 |
| Allowance for loan losses | 931,000 | 792,000 | 677,000 | 467,000 |
| Securities available for sale | 19,551,000 | 19,979,000 | 20,134,000 | 18,607,000 |
| Securities held to maturity | 234,000 | 234,000 | 234,000 | 235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,568,000 | 65,488,000 | 64,311,000 | 63,446,000 |
| Interest-bearing deposits | 57,480,000 | 57,853,000 | 56,449,000 | 55,907,000 |
| Noninterest-bearing deposits | 8,088,000 | 7,635,000 | 7,862,000 | 7,539,000 |
| Equity capital | 6,449,000 | 6,923,000 | 7,230,000 | 7,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,789,000 | 2,653,000 | 3,520,000 |
| Interest expense | 131,000 | 262,000 | 389,000 | 504,000 |
| Net interest income | 768,000 | 1,527,000 | 2,264,000 | 3,016,000 |
| Noninterest income | 111,000 | 283,000 | 469,000 | 590,000 |
| Noninterest expense | 687,000 | 1,340,000 | 1,920,000 | 2,675,000 |
| Provision for loan losses | 110,000 | 60,000 | 212,000 | 212,000 |
| Pretax income | 82,000 | 441,000 | 632,000 | 750,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 441,000 | 632,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,034,000 | 6,392,000 | 6,501,000 | 6,620,000 |
| Total capital | 6,615,000 | 6,975,000 | 7,081,000 | 7,087,000 |
| Risk-weighted assets | 46,156,000 | 46,465,000 | 46,320,000 | 46,132,000 |