Call reports 2010
AMERICAN EXCHANGE BANK — 2010
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,327,000 | 71,300,000 | 71,227,000 | 70,739,000 |
| Total loans | 43,453,000 | 42,873,000 | 42,463,000 | 41,623,000 |
| Allowance for loan losses | 706,000 | 699,000 | 751,000 | 764,000 |
| Securities available for sale | 16,097,000 | 17,257,000 | 16,899,000 | 17,282,000 |
| Securities held to maturity | 234,000 | 234,000 | 234,000 | 234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,164,000 | 64,053,000 | 63,682,000 | 63,470,000 |
| Interest-bearing deposits | 57,538,000 | 56,356,000 | 56,171,000 | 56,143,000 |
| Noninterest-bearing deposits | 7,626,000 | 7,697,000 | 7,511,000 | 7,327,000 |
| Equity capital | 6,530,000 | 6,591,000 | 6,874,000 | 6,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,879,000 | 2,813,000 | 3,727,000 |
| Interest expense | 186,000 | 354,000 | 512,000 | 656,000 |
| Net interest income | 757,000 | 1,525,000 | 2,301,000 | 3,071,000 |
| Noninterest income | 115,000 | 243,000 | 370,000 | 499,000 |
| Noninterest expense | 580,000 | 1,259,000 | 1,920,000 | 2,791,000 |
| Provision for loan losses | 75,000 | 205,000 | 215,000 | 225,000 |
| Pretax income | 217,000 | 304,000 | 536,000 | 558,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 304,000 | 536,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,016,000 | 6,023,000 | 6,255,000 | 6,276,000 |
| Total capital | 6,596,000 | 6,601,000 | 6,831,000 | 6,847,000 |
| Risk-weighted assets | 46,259,000 | 46,091,000 | 45,943,000 | 45,499,000 |