Call reports 2005

AMERICAN EXCHANGE BANK — 2005

Name: AMERICAN EXCHANGE BANK — FFIEC call report 2005
Creator: AMERICAN EXCHANGE BANK

What AMERICAN EXCHANGE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/db7a9604-3d8d-4267-adb3-a91251f58a02/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	64,607,000	64,116,000	63,991,000	61,558,000
Total loans	35,923,000	38,345,000	38,505,000	38,579,000
Allowance for loan losses	639,000	695,000	421,000	500,000
Securities available for sale	19,051,000	17,113,000	16,358,000	13,981,000
Securities held to maturity	984,000	903,000	903,000	752,000
Trading assets	0	0	0	0
Total deposits	57,102,000	55,336,000	55,014,000	53,961,000
Interest-bearing deposits	48,023,000	46,574,000	46,636,000	46,328,000
Noninterest-bearing deposits	9,079,000	8,761,000	8,378,000	7,633,000
Equity capital	6,884,000	7,089,000	7,282,000	6,822,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	874,000	1,794,000	2,762,000	3,698,000
Interest expense	202,000	420,000	671,000	932,000
Net interest income	672,000	1,374,000	2,091,000	2,766,000
Noninterest income	166,000	288,000	456,000	592,000
Noninterest expense	518,000	1,059,000	1,638,000	2,300,000
Provision for loan losses	350,000	400,000	460,000	520,000
Pretax income	-30,000	198,000	441,000	530,000
Income tax	-112,000	-118,000	-124,000	-121,000
Net income	82,000	316,000	565,000	651,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	6,857,000	7,008,000	7,257,000	6,886,000
Total capital	7,430,000	7,601,000	7,678,000	7,386,000
Risk-weighted assets	45,794,000	47,397,000	47,092,000	46,189,000