Call reports 2002

AMERICAN EXCHANGE BANK — 2002

Name: AMERICAN EXCHANGE BANK — FFIEC call report 2002
Creator: AMERICAN EXCHANGE BANK

What AMERICAN EXCHANGE BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/db7a9604-3d8d-4267-adb3-a91251f58a02/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	55,924,000	58,106,000	55,813,000	56,046,000
Total loans	32,454,000	32,782,000	33,139,000	33,064,000
Allowance for loan losses	273,000	281,000	335,000	372,000
Securities available for sale	13,060,000	14,811,000	13,342,000	13,312,000
Securities held to maturity	2,219,000	2,219,000	2,018,000	2,018,000
Trading assets	0	0	0	0
Total deposits	47,508,000	49,893,000	47,118,000	48,112,000
Interest-bearing deposits	41,154,000	42,825,000	40,501,000	41,506,000
Noninterest-bearing deposits	6,354,000	7,068,000	6,617,000	6,606,000
Equity capital	7,724,000	7,431,000	7,785,000	7,154,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	883,000	1,768,000	2,633,000	3,502,000
Interest expense	231,000	473,000	702,000	915,000
Net interest income	652,000	1,295,000	1,931,000	2,587,000
Noninterest income	128,000	270,000	406,000	540,000
Noninterest expense	502,000	1,045,000	1,539,000	2,246,000
Provision for loan losses	30,000	60,000	105,000	150,000
Pretax income	294,000	506,000	763,000	801,000
Income tax	59,000	87,000	145,000	136,000
Net income	235,000	419,000	618,000	665,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	7,600,000	7,151,000	7,351,000	6,816,000
Total capital	7,873,000	7,432,000	7,686,000	7,188,000
Risk-weighted assets	38,415,000	39,308,000	38,633,000	46,663,000