Call reports 2001
AMERICAN EXCHANGE BANK — 2001
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,559,000 | 57,076,000 | 55,881,000 | 55,928,000 |
| Total loans | 30,583,000 | 31,421,000 | 31,385,000 | 32,282,000 |
| Allowance for loan losses | 356,000 | 339,000 | 352,000 | 263,000 |
| Securities available for sale | 14,486,000 | 15,501,000 | 15,747,000 | 14,309,000 |
| Securities held to maturity | 2,521,000 | 2,419,000 | 2,420,000 | 2,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,067,000 | 48,465,000 | 46,701,000 | 45,694,000 |
| Interest-bearing deposits | 39,642,000 | 40,862,000 | 39,557,000 | 38,928,000 |
| Noninterest-bearing deposits | 6,425,000 | 7,603,000 | 7,144,000 | 6,766,000 |
| Equity capital | 7,816,000 | 7,919,000 | 8,320,000 | 7,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,058,000 | 3,081,000 | 4,033,000 |
| Interest expense | 384,000 | 736,000 | 1,056,000 | 1,329,000 |
| Net interest income | 644,000 | 1,322,000 | 2,025,000 | 2,704,000 |
| Noninterest income | 128,000 | 259,000 | 395,000 | 555,000 |
| Noninterest expense | 495,000 | 1,017,000 | 1,555,000 | 2,313,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 260,000 | 524,000 | 838,000 | 904,000 |
| Income tax | 62,000 | 119,000 | 201,000 | 182,000 |
| Net income | 198,000 | 405,000 | 637,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,633,000 | 7,750,000 | 7,983,000 | 7,437,000 |
| Total capital | 7,989,000 | 8,089,000 | 8,335,000 | 7,700,000 |
| Risk-weighted assets | 35,349,000 | 36,996,000 | 37,310,000 | 38,270,000 |