Call reports 2021
1ST CAMERON STATE BANK — 2021
What 1ST CAMERON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 67,637,000 | 69,815,000 | 71,385,000 |
| Total loans | 20,548,000 | 19,637,000 | 20,479,000 |
| Allowance for loan losses | 248,000 | 248,000 | 248,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 22,121,000 | 28,142,000 | 28,969,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 53,568,000 | 52,420,000 | 54,738,000 |
| Interest-bearing deposits | 40,284,000 | 38,296,000 | 40,292,000 |
| Noninterest-bearing deposits | 13,284,000 | 14,124,000 | 14,446,000 |
| Equity capital | 5,507,000 | 5,506,000 | 5,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 351,000 | 679,000 | 1,015,000 |
| Interest expense | 29,000 | 59,000 | 87,000 |
| Net interest income | 322,000 | 620,000 | 928,000 |
| Noninterest income | 48,000 | 72,000 | 96,000 |
| Noninterest expense | 352,000 | 698,000 | 1,039,000 |
| Provision for loan losses | -1,000 | 0 | -1,000 |
| Pretax income | 19,000 | -6,000 | -14,000 |
| Income tax | 4,000 | -20,000 | -22,000 |
| Net income | 15,000 | 14,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 5,507,000 | 5,506,000 | 5,500,000 |
| Total capital | 5,755,000 | 5,754,000 | 5,748,000 |
| Risk-weighted assets | 20,764,000 | 21,550,000 | 22,290,000 |