Call reports 2020
1ST CAMERON STATE BANK — 2020
What 1ST CAMERON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 53,709,000 | 65,612,000 | 63,957,000 | 59,709,000 |
| Total loans | 21,312,000 | 21,028,000 | 21,036,000 | 21,310,000 |
| Allowance for loan losses | 250,000 | 250,000 | 250,000 | 246,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,465,000 | 16,425,000 | 19,714,000 | 20,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,554,000 | 46,909,000 | 47,030,000 | 46,248,000 |
| Interest-bearing deposits | 33,777,000 | 34,704,000 | 35,081,000 | 34,727,000 |
| Noninterest-bearing deposits | 10,777,000 | 12,205,000 | 11,949,000 | 11,521,000 |
| Equity capital | 5,483,000 | 5,513,000 | 5,546,000 | 5,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 803,000 | 1,201,000 | 1,589,000 |
| Interest expense | 29,000 | 60,000 | 93,000 | 123,000 |
| Net interest income | 376,000 | 743,000 | 1,108,000 | 1,466,000 |
| Noninterest income | 30,000 | 52,000 | 77,000 | 105,000 |
| Noninterest expense | 355,000 | 706,000 | 1,055,000 | 1,426,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 89,000 | 130,000 | 145,000 |
| Income tax | 11,000 | 19,000 | 27,000 | 31,000 |
| Net income | 40,000 | 70,000 | 103,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,483,000 | 5,513,000 | 5,546,000 | 5,492,000 |
| Total capital | 5,730,000 | 5,763,000 | 5,796,000 | 5,738,000 |
| Risk-weighted assets | 19,795,000 | 22,087,000 | 21,867,000 | 21,420,000 |