Call reports 2019
1ST CAMERON STATE BANK — 2019
What 1ST CAMERON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 55,934,000 | 55,964,000 | 57,331,000 | 52,757,000 |
| Total loans | 24,334,000 | 24,334,000 | 23,349,000 | 22,470,000 |
| Allowance for loan losses | 249,000 | 250,000 | 250,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,994,000 | 12,495,000 | 12,496,000 | 12,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,078,000 | 44,794,000 | 44,573,000 | 43,167,000 |
| Interest-bearing deposits | 35,592,000 | 35,286,000 | 34,889,000 | 33,555,000 |
| Noninterest-bearing deposits | 9,486,000 | 9,508,000 | 9,684,000 | 9,612,000 |
| Equity capital | 5,317,000 | 5,381,000 | 5,456,000 | 5,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 895,000 | 1,347,000 | 1,785,000 |
| Interest expense | 29,000 | 60,000 | 92,000 | 124,000 |
| Net interest income | 415,000 | 835,000 | 1,255,000 | 1,661,000 |
| Noninterest income | 28,000 | 43,000 | 71,000 | 101,000 |
| Noninterest expense | 362,000 | 716,000 | 1,069,000 | 1,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 162,000 | 257,000 | 323,000 |
| Income tax | 17,000 | 34,000 | 54,000 | 68,000 |
| Net income | 64,000 | 128,000 | 203,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,317,000 | 5,381,000 | 5,456,000 | 5,443,000 |
| Total capital | 5,566,000 | 5,631,000 | 5,706,000 | 5,693,000 |
| Risk-weighted assets | 21,189,000 | 21,239,000 | 20,952,000 | 20,343,000 |