Call reports 2018
1ST CAMERON STATE BANK — 2018
What 1ST CAMERON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 63,149,000 | 58,547,000 | 62,796,000 | 56,908,000 |
| Total loans | 26,518,000 | 25,670,000 | 25,373,000 | 24,938,000 |
| Allowance for loan losses | 246,000 | 248,000 | 249,000 | 249,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,992,000 | 15,243,000 | 14,493,000 | 13,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,770,000 | 45,937,000 | 45,938,000 | 45,275,000 |
| Interest-bearing deposits | 39,072,000 | 36,568,000 | 36,310,000 | 36,048,000 |
| Noninterest-bearing deposits | 9,698,000 | 9,369,000 | 9,628,000 | 9,227,000 |
| Equity capital | 5,092,000 | 5,135,000 | 5,183,000 | 5,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 878,000 | 1,336,000 | 1,814,000 |
| Interest expense | 33,000 | 66,000 | 99,000 | 133,000 |
| Net interest income | 398,000 | 812,000 | 1,237,000 | 1,681,000 |
| Noninterest income | 28,000 | 52,000 | 74,000 | 104,000 |
| Noninterest expense | 378,000 | 761,000 | 1,147,000 | 1,512,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 103,000 | 164,000 | 273,000 |
| Income tax | 10,000 | 22,000 | 35,000 | 9,000 |
| Net income | 38,000 | 81,000 | 129,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,092,000 | 5,135,000 | 5,183,000 | 5,253,000 |
| Total capital | 5,338,000 | 5,383,000 | 5,432,000 | 5,502,000 |
| Risk-weighted assets | 23,802,000 | 22,346,000 | 22,799,000 | 21,597,000 |