Call reports 2017
1ST CAMERON STATE BANK — 2017
What 1ST CAMERON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 63,865,000 | 60,948,000 | 60,359,000 | 57,817,000 |
| Total loans | 27,531,000 | 27,854,000 | 27,570,000 | 26,908,000 |
| Allowance for loan losses | 265,000 | 265,000 | 265,000 | 249,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,649,000 | 18,146,000 | 17,646,000 | 16,641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,837,000 | 45,972,000 | 46,343,000 | 48,498,000 |
| Interest-bearing deposits | 36,308,000 | 38,030,000 | 37,267,000 | 40,282,000 |
| Noninterest-bearing deposits | 8,529,000 | 7,942,000 | 9,076,000 | 8,216,000 |
| Equity capital | 4,888,000 | 4,940,000 | 5,083,000 | 5,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 840,000 | 1,271,000 | 1,704,000 |
| Interest expense | 33,000 | 67,000 | 99,000 | 134,000 |
| Net interest income | 375,000 | 773,000 | 1,172,000 | 1,570,000 |
| Noninterest income | 28,000 | 74,000 | 244,000 | 277,000 |
| Noninterest expense | 364,000 | 728,000 | 1,084,000 | 1,459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 119,000 | 332,000 | 388,000 |
| Income tax | 14,000 | 42,000 | 112,000 | 126,000 |
| Net income | 25,000 | 77,000 | 220,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,888,000 | 4,940,000 | 5,083,000 | 5,054,000 |
| Total capital | 5,153,000 | 5,205,000 | 5,348,000 | 5,303,000 |
| Risk-weighted assets | 24,119,000 | 24,708,000 | 24,822,000 | 23,692,000 |