Call reports 2016
1ST CAMERON STATE BANK — 2016
What 1ST CAMERON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,734,000 | 58,877,000 | 57,495,000 | 60,689,000 |
| Total loans | 28,167,000 | 28,006,000 | 27,777,000 | 27,536,000 |
| Allowance for loan losses | 265,000 | 264,000 | 265,000 | 265,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,416,000 | 11,912,000 | 11,909,000 | 14,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,384,000 | 45,755,000 | 45,327,000 | 42,724,000 |
| Interest-bearing deposits | 36,605,000 | 37,738,000 | 37,150,000 | 34,836,000 |
| Noninterest-bearing deposits | 5,779,000 | 8,017,000 | 8,177,000 | 7,888,000 |
| Equity capital | 4,868,000 | 4,889,000 | 4,908,000 | 4,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 787,000 | 1,183,000 | 1,576,000 |
| Interest expense | 33,000 | 67,000 | 100,000 | 132,000 |
| Net interest income | 361,000 | 720,000 | 1,083,000 | 1,444,000 |
| Noninterest income | 34,000 | 63,000 | 96,000 | 140,000 |
| Noninterest expense | 358,000 | 714,000 | 1,083,000 | 1,458,000 |
| Provision for loan losses | 0 | -1,000 | 0 | 0 |
| Pretax income | 37,000 | 70,000 | 96,000 | 126,000 |
| Income tax | 13,000 | 25,000 | 32,000 | 42,000 |
| Net income | 24,000 | 45,000 | 64,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,868,000 | 4,889,000 | 4,908,000 | 4,863,000 |
| Total capital | 5,133,000 | 5,153,000 | 5,173,000 | 5,128,000 |
| Risk-weighted assets | 23,262,000 | 23,807,000 | 23,189,000 | 24,073,000 |