Call reports 2015
1ST CAMERON STATE BANK — 2015
What 1ST CAMERON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,370,000 | 52,429,000 | 52,543,000 | 52,961,000 |
| Total loans | 29,241,000 | 30,182,000 | 28,915,000 | 28,693,000 |
| Allowance for loan losses | 265,000 | 266,000 | 265,000 | 265,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,930,000 | 10,177,000 | 10,173,000 | 10,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,764,000 | 42,425,000 | 40,766,000 | 41,384,000 |
| Interest-bearing deposits | 34,660,000 | 35,404,000 | 34,045,000 | 34,960,000 |
| Noninterest-bearing deposits | 7,104,000 | 7,021,000 | 6,721,000 | 6,424,000 |
| Equity capital | 4,795,000 | 4,819,000 | 4,861,000 | 4,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 793,000 | 1,196,000 | 1,595,000 |
| Interest expense | 32,000 | 65,000 | 97,000 | 128,000 |
| Net interest income | 362,000 | 728,000 | 1,099,000 | 1,467,000 |
| Noninterest income | 43,000 | 90,000 | 124,000 | 159,000 |
| Noninterest expense | 406,000 | 781,000 | 1,138,000 | 1,501,000 |
| Provision for loan losses | 0 | 1,000 | 0 | 0 |
| Pretax income | -1,000 | 36,000 | 85,000 | 125,000 |
| Income tax | 0 | 13,000 | 20,000 | 33,000 |
| Net income | -1,000 | 23,000 | 65,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,795,000 | 4,819,000 | 4,861,000 | 4,846,000 |
| Total capital | 5,060,000 | 5,085,000 | 5,126,000 | 5,111,000 |
| Risk-weighted assets | 24,328,000 | 24,083,000 | 23,562,000 | 23,844,000 |