Call reports 2014
1ST CAMERON STATE BANK — 2014
What 1ST CAMERON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 53,597,000 | 51,258,000 | 51,655,000 | 50,810,000 |
| Total loans | 29,970,000 | 31,568,000 | 30,650,000 | 30,066,000 |
| Allowance for loan losses | 357,000 | 357,000 | 344,000 | 266,000 |
| Securities available for sale | 1,002,000 | 501,000 | 501,000 | 500,000 |
| Securities held to maturity | 8,805,000 | 9,446,000 | 8,938,000 | 8,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,777,000 | 43,003,000 | 41,478,000 | 41,509,000 |
| Interest-bearing deposits | 35,361,000 | 35,064,000 | 34,800,000 | 34,569,000 |
| Noninterest-bearing deposits | 8,416,000 | 7,939,000 | 6,678,000 | 6,940,000 |
| Equity capital | 4,758,000 | 4,781,000 | 4,818,000 | 4,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 831,000 | 1,254,000 | 1,664,000 |
| Interest expense | 38,000 | 74,000 | 109,000 | 143,000 |
| Net interest income | 373,000 | 757,000 | 1,145,000 | 1,521,000 |
| Noninterest income | 35,000 | 69,000 | 104,000 | 143,000 |
| Noninterest expense | 372,000 | 753,000 | 1,130,000 | 1,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 73,000 | 119,000 | 136,000 |
| Income tax | 13,000 | 26,000 | 35,000 | 41,000 |
| Net income | 23,000 | 47,000 | 84,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,756,000 | 4,780,000 | 4,817,000 | 4,796,000 |
| Total capital | 5,084,000 | 5,110,000 | 5,142,000 | 5,062,000 |
| Risk-weighted assets | 26,238,000 | 26,366,000 | 25,971,000 | 25,725,000 |