Call reports 2013
1ST CAMERON STATE BANK — 2013
What 1ST CAMERON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,025,000 | 53,229,000 | 53,471,000 | 51,372,000 |
| Total loans | 31,506,000 | 30,884,000 | 30,058,000 | 30,271,000 |
| Allowance for loan losses | 357,000 | 357,000 | 357,000 | 357,000 |
| Securities available for sale | 1,517,000 | 1,513,000 | 1,510,000 | 1,505,000 |
| Securities held to maturity | 5,286,000 | 5,282,000 | 6,067,000 | 6,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,641,000 | 43,564,000 | 42,549,000 | 42,629,000 |
| Interest-bearing deposits | 36,711,000 | 37,002,000 | 36,214,000 | 36,350,000 |
| Noninterest-bearing deposits | 5,930,000 | 6,562,000 | 6,335,000 | 6,279,000 |
| Equity capital | 4,755,000 | 4,774,000 | 4,800,000 | 4,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 857,000 | 1,274,000 | 1,689,000 |
| Interest expense | 58,000 | 111,000 | 163,000 | 211,000 |
| Net interest income | 370,000 | 746,000 | 1,111,000 | 1,478,000 |
| Noninterest income | 49,000 | 92,000 | 128,000 | 167,000 |
| Noninterest expense | 371,000 | 757,000 | 1,117,000 | 1,501,000 |
| Provision for loan losses | 0 | 1,000 | 0 | 0 |
| Pretax income | 48,000 | 80,000 | 122,000 | 144,000 |
| Income tax | 17,000 | 28,000 | 43,000 | 62,000 |
| Net income | 31,000 | 52,000 | 79,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,747,000 | 4,767,000 | 4,795,000 | 4,733,000 |
| Total capital | 5,080,000 | 5,098,000 | 5,117,000 | 5,056,000 |
| Risk-weighted assets | 26,612,000 | 26,453,000 | 25,725,000 | 25,815,000 |