Call reports 2012
1ST CAMERON STATE BANK — 2012
What 1ST CAMERON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,648,000 | 48,887,000 | 49,627,000 | 50,755,000 |
| Total loans | 32,258,000 | 32,760,000 | 32,368,000 | 31,431,000 |
| Allowance for loan losses | 356,000 | 357,000 | 357,000 | 357,000 |
| Securities available for sale | 1,525,000 | 1,524,000 | 1,524,000 | 1,520,000 |
| Securities held to maturity | 6,859,000 | 6,856,000 | 6,848,000 | 5,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,291,000 | 40,030,000 | 38,514,000 | 41,007,000 |
| Interest-bearing deposits | 35,536,000 | 34,245,000 | 33,684,000 | 34,892,000 |
| Noninterest-bearing deposits | 5,755,000 | 5,785,000 | 4,830,000 | 6,115,000 |
| Equity capital | 4,695,000 | 4,720,000 | 4,762,000 | 4,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 939,000 | 1,393,000 | 1,842,000 |
| Interest expense | 78,000 | 149,000 | 212,000 | 274,000 |
| Net interest income | 398,000 | 790,000 | 1,181,000 | 1,568,000 |
| Noninterest income | 38,000 | 67,000 | 104,000 | 149,000 |
| Noninterest expense | 385,000 | 766,000 | 1,130,000 | 1,518,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 91,000 | 155,000 | 199,000 |
| Income tax | 18,000 | 32,000 | 55,000 | 70,000 |
| Net income | 33,000 | 59,000 | 100,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,685,000 | 4,711,000 | 4,752,000 | 4,715,000 |
| Total capital | 5,017,000 | 5,043,000 | 5,082,000 | 5,045,000 |
| Risk-weighted assets | 26,515,000 | 26,569,000 | 26,409,000 | 26,393,000 |