Call reports 2011
1ST CAMERON STATE BANK — 2011
What 1ST CAMERON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,369,000 | 47,427,000 | 48,394,000 | 48,801,000 |
| Total loans | 32,832,000 | 33,079,000 | 34,005,000 | 33,632,000 |
| Allowance for loan losses | 390,000 | 391,000 | 363,000 | 360,000 |
| Securities available for sale | 0 | 1,029,000 | 1,032,000 | 1,029,000 |
| Securities held to maturity | 7,330,000 | 7,322,000 | 7,344,000 | 7,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,282,000 | 38,650,000 | 38,213,000 | 39,890,000 |
| Interest-bearing deposits | 33,253,000 | 33,478,000 | 33,282,000 | 34,485,000 |
| Noninterest-bearing deposits | 5,029,000 | 5,172,000 | 4,931,000 | 5,405,000 |
| Equity capital | 4,608,000 | 4,631,000 | 4,660,000 | 4,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,006,000 | 1,508,000 | 2,003,000 |
| Interest expense | 108,000 | 216,000 | 313,000 | 399,000 |
| Net interest income | 396,000 | 790,000 | 1,195,000 | 1,604,000 |
| Noninterest income | 42,000 | 84,000 | 130,000 | 175,000 |
| Noninterest expense | 415,000 | 826,000 | 1,236,000 | 1,639,000 |
| Provision for loan losses | 12,000 | 12,000 | 15,000 | 12,000 |
| Pretax income | 11,000 | 36,000 | 74,000 | 128,000 |
| Income tax | 12,000 | 21,000 | 34,000 | 42,000 |
| Net income | -1,000 | 15,000 | 40,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,608,000 | 4,624,000 | 4,649,000 | 4,652,000 |
| Total capital | 4,937,000 | 4,951,000 | 4,986,000 | 4,986,000 |
| Risk-weighted assets | 26,268,000 | 26,096,000 | 26,921,000 | 26,714,000 |