Call reports 2010
1ST CAMERON STATE BANK — 2010
What 1ST CAMERON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 44,703,000 | 46,585,000 | 46,319,000 | 45,345,000 |
| Total loans | 35,242,000 | 35,111,000 | 33,648,000 | 33,821,000 |
| Allowance for loan losses | 328,000 | 349,000 | 361,000 | 379,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,848,000 | 6,840,000 | 6,835,000 | 7,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,723,000 | 37,083,000 | 36,792,000 | 36,662,000 |
| Interest-bearing deposits | 31,420,000 | 32,641,000 | 31,901,000 | 32,123,000 |
| Noninterest-bearing deposits | 4,303,000 | 4,442,000 | 4,891,000 | 4,539,000 |
| Equity capital | 4,544,000 | 4,597,000 | 4,643,000 | 4,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,117,000 | 1,668,000 | 2,199,000 |
| Interest expense | 123,000 | 244,000 | 363,000 | 477,000 |
| Net interest income | 435,000 | 873,000 | 1,305,000 | 1,722,000 |
| Noninterest income | 51,000 | 114,000 | 162,000 | 213,000 |
| Noninterest expense | 401,000 | 803,000 | 1,214,000 | 1,601,000 |
| Provision for loan losses | 18,000 | 38,000 | 50,000 | 68,000 |
| Pretax income | 67,000 | 146,000 | 203,000 | 266,000 |
| Income tax | 26,000 | 51,000 | 62,000 | 84,000 |
| Net income | 41,000 | 95,000 | 141,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,544,000 | 4,597,000 | 4,643,000 | 4,609,000 |
| Total capital | 4,872,000 | 4,930,000 | 4,970,000 | 4,939,000 |
| Risk-weighted assets | 26,341,000 | 26,659,000 | 26,110,000 | 26,318,000 |