Call reports 2009
1ST CAMERON STATE BANK — 2009
What 1ST CAMERON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Total assets | 48,592,000 | 47,078,000 | 45,444,000 |
| Total loans | 37,126,000 | 36,391,000 | 35,769,000 |
| Allowance for loan losses | 304,000 | 292,000 | 310,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 6,554,000 | 6,554,000 | 6,856,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 40,825,000 | 38,303,000 | 37,185,000 |
| Interest-bearing deposits | 35,882,000 | 33,416,000 | 32,118,000 |
| Noninterest-bearing deposits | 4,943,000 | 4,887,000 | 5,067,000 |
| Equity capital | 4,521,000 | 4,548,000 | 4,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Interest income | 1,246,000 | 1,845,000 | 2,435,000 |
| Interest expense | 347,000 | 501,000 | 637,000 |
| Net interest income | 899,000 | 1,344,000 | 1,798,000 |
| Noninterest income | 116,000 | 172,000 | 228,000 |
| Noninterest expense | 808,000 | 1,233,000 | 1,678,000 |
| Provision for loan losses | 36,000 | 54,000 | 72,000 |
| Pretax income | 171,000 | 229,000 | 276,000 |
| Income tax | 65,000 | 96,000 | 114,000 |
| Net income | 106,000 | 133,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Tier 1 capital | 4,521,000 | 4,548,000 | 4,502,000 |
| Total capital | 4,825,000 | 4,840,000 | 4,812,000 |
| Risk-weighted assets | 28,215,000 | 28,111,000 | 27,161,000 |