Call reports 2025
MRV BANKS — 2025
What MRV BANKS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 762,294,000 | 764,278,000 | 809,890,000 | 857,961,000 |
| Total loans | 615,220,000 | 622,795,000 | 633,264,000 | 650,771,000 |
| Allowance for loan losses | 11,159,000 | 14,093,000 | 12,460,000 | 23,866,000 |
| Securities available for sale | 31,027,000 | 29,592,000 | 27,576,000 | 26,041,000 |
| Securities held to maturity | 5,635,000 | 4,776,000 | 2,826,000 | 1,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,395,000 | 612,614,000 | 662,147,000 | 730,885,000 |
| Interest-bearing deposits | 524,415,000 | 505,157,000 | 513,308,000 | 609,069,000 |
| Noninterest-bearing deposits | 115,980,000 | 107,457,000 | 148,839,000 | 121,816,000 |
| Equity capital | 91,981,000 | 94,034,000 | 90,452,000 | 85,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,595,000 | 24,127,000 | 36,752,000 | 49,511,000 |
| Interest expense | 4,867,000 | 9,417,000 | 14,213,000 | 19,109,000 |
| Net interest income | 6,728,000 | 14,710,000 | 22,539,000 | 30,402,000 |
| Noninterest income | 1,002,000 | 1,864,000 | 2,852,000 | 3,785,000 |
| Noninterest expense | 3,720,000 | 7,112,000 | 11,119,000 | 14,749,000 |
| Provision for loan losses | 2,173,000 | 4,808,000 | 14,219,000 | 25,579,000 |
| Pretax income | 1,840,000 | 4,591,000 | -36,000 | -6,211,000 |
| Income tax | 294,000 | 827,000 | -36,000 | -1,370,000 |
| Net income | 1,546,000 | 3,764,000 | 0 | -4,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,494,000 | 94,436,000 | 90,672,000 | 85,557,000 |