Call reports 2019
MRV BANKS — 2019
What MRV BANKS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 378,717,000 | 360,480,000 | 385,587,000 | 526,753,000 |
| Total loans | 293,752,000 | 293,519,000 | 329,004,000 | 327,503,000 |
| Allowance for loan losses | 3,828,000 | 3,865,000 | 4,008,000 | 4,168,000 |
| Securities available for sale | 5,729,000 | 5,515,000 | 5,274,000 | 5,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,871,000 | 310,525,000 | 331,603,000 | 473,777,000 |
| Interest-bearing deposits | 245,466,000 | 225,194,000 | 242,064,000 | 249,699,000 |
| Noninterest-bearing deposits | 82,405,000 | 85,331,000 | 89,539,000 | 224,078,000 |
| Equity capital | 34,307,000 | 35,567,000 | 37,025,000 | 38,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,570,000 | 9,071,000 | 13,926,000 | 19,040,000 |
| Interest expense | 1,066,000 | 2,213,000 | 3,357,000 | 4,435,000 |
| Net interest income | 3,504,000 | 6,858,000 | 10,569,000 | 14,605,000 |
| Noninterest income | 87,000 | 198,000 | 305,000 | 387,000 |
| Noninterest expense | 1,507,000 | 3,213,000 | 4,980,000 | 6,711,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,934,000 | 3,543,000 | 5,444,000 | 7,681,000 |
| Income tax | 470,000 | 857,000 | 1,317,000 | 1,751,000 |
| Net income | 1,464,000 | 2,686,000 | 4,127,000 | 5,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,317,000 | 35,539,000 | 36,980,000 | 38,583,000 |
| Total capital | 38,148,000 | 39,392,000 | 40,993,000 | 42,757,000 |
| Risk-weighted assets | 315,303,000 | 307,840,000 | 345,934,000 | 372,243,000 |