Call reports 2018
MRV BANKS — 2018
What MRV BANKS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 279,491,000 | 293,445,000 | 333,084,000 | 478,481,000 |
| Total loans | 232,099,000 | 256,004,000 | 276,302,000 | 285,769,000 |
| Allowance for loan losses | 2,974,000 | 3,291,000 | 3,555,000 | 3,666,000 |
| Securities available for sale | 6,295,000 | 6,419,000 | 6,080,000 | 5,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,622,000 | 244,352,000 | 285,834,000 | 431,381,000 |
| Interest-bearing deposits | 201,208,000 | 211,165,000 | 234,917,000 | 217,070,000 |
| Noninterest-bearing deposits | 36,414,000 | 33,187,000 | 50,917,000 | 214,311,000 |
| Equity capital | 26,302,000 | 27,277,000 | 30,279,000 | 32,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,063,000 | 6,504,000 | 10,206,000 | 14,576,000 |
| Interest expense | 607,000 | 1,329,000 | 2,305,000 | 3,295,000 |
| Net interest income | 2,456,000 | 5,175,000 | 7,901,000 | 11,281,000 |
| Noninterest income | 79,000 | 173,000 | 240,000 | 319,000 |
| Noninterest expense | 1,217,000 | 2,524,000 | 3,934,000 | 5,440,000 |
| Provision for loan losses | 210,000 | 420,000 | 490,000 | 590,000 |
| Pretax income | 1,108,000 | 2,404,000 | 3,717,000 | 5,570,000 |
| Income tax | 263,000 | 568,000 | 856,000 | 1,243,000 |
| Net income | 845,000 | 1,836,000 | 2,861,000 | 4,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,371,000 | 27,361,000 | 30,387,000 | 32,853,000 |
| Total capital | 29,352,000 | 30,660,000 | 33,947,000 | 36,519,000 |
| Risk-weighted assets | 240,539,000 | 263,804,000 | 284,403,000 | 318,908,000 |