Call reports 2017
MRV BANKS — 2017
What MRV BANKS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 227,026,000 | 235,394,000 | 242,914,000 | 306,943,000 |
| Total loans | 194,104,000 | 197,024,000 | 213,115,000 | 227,132,000 |
| Allowance for loan losses | 2,594,000 | 2,467,000 | 2,667,000 | 2,739,000 |
| Securities available for sale | 6,978,000 | 6,540,000 | 6,629,000 | 6,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,385,000 | 199,740,000 | 205,446,000 | 265,423,000 |
| Interest-bearing deposits | 175,337,000 | 181,172,000 | 180,473,000 | 189,463,000 |
| Noninterest-bearing deposits | 16,048,000 | 18,568,000 | 24,973,000 | 75,960,000 |
| Equity capital | 20,324,000 | 21,325,000 | 21,971,000 | 24,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,315,000 | 4,763,000 | 7,366,000 | 10,420,000 |
| Interest expense | 446,000 | 935,000 | 1,431,000 | 1,983,000 |
| Net interest income | 1,869,000 | 3,828,000 | 5,935,000 | 8,437,000 |
| Noninterest income | 96,000 | 220,000 | 289,000 | 388,000 |
| Noninterest expense | 1,081,000 | 2,134,000 | 3,165,000 | 4,261,000 |
| Provision for loan losses | 100,000 | 250,000 | 420,000 | 670,000 |
| Pretax income | 784,000 | 1,664,000 | 2,639,000 | 3,894,000 |
| Income tax | 281,000 | 581,000 | 904,000 | 1,464,000 |
| Net income | 503,000 | 1,083,000 | 1,735,000 | 2,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,298,000 | 21,277,000 | 21,930,000 | 24,125,000 |
| Total capital | 22,834,000 | 23,746,000 | 24,600,000 | 26,869,000 |
| Risk-weighted assets | 202,898,000 | 203,708,000 | 216,932,000 | 233,170,000 |