Call reports 2015
MRV BANKS — 2015
What MRV BANKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 148,688,000 | 157,202,000 | 162,587,000 | 168,883,000 |
| Total loans | 124,664,000 | 129,978,000 | 140,709,000 | 136,252,000 |
| Allowance for loan losses | 1,672,000 | 1,882,000 | 1,972,000 | 2,252,000 |
| Securities available for sale | 8,251,000 | 9,726,000 | 9,308,000 | 8,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,007,000 | 130,153,000 | 136,053,000 | 143,221,000 |
| Interest-bearing deposits | 110,289,000 | 115,946,000 | 120,429,000 | 127,436,000 |
| Noninterest-bearing deposits | 11,718,000 | 14,207,000 | 15,624,000 | 15,785,000 |
| Equity capital | 15,435,000 | 15,734,000 | 16,163,000 | 16,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,488,000 | 3,010,000 | 4,653,000 | 6,349,000 |
| Interest expense | 224,000 | 467,000 | 721,000 | 994,000 |
| Net interest income | 1,264,000 | 2,543,000 | 3,932,000 | 5,355,000 |
| Noninterest income | 45,000 | 118,000 | 157,000 | 224,000 |
| Noninterest expense | 640,000 | 1,295,000 | 2,020,000 | 2,817,000 |
| Provision for loan losses | 150,000 | 290,000 | 380,000 | 655,000 |
| Pretax income | 519,000 | 1,079,000 | 1,692,000 | 2,110,000 |
| Income tax | 185,000 | 382,000 | 592,000 | 731,000 |
| Net income | 334,000 | 697,000 | 1,100,000 | 1,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,274,000 | 15,638,000 | 16,040,000 | 16,320,000 |
| Total capital | 16,808,000 | 17,251,000 | 17,758,000 | 18,013,000 |
| Risk-weighted assets | 122,600,000 | 128,796,000 | 137,161,000 | 134,895,000 |