Call reports 2013
MRV BANKS — 2013
What MRV BANKS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 87,774,000 | 92,767,000 | 98,524,000 | 103,201,000 |
| Total loans | 73,976,000 | 70,302,000 | 80,437,000 | 87,325,000 |
| Allowance for loan losses | 1,211,000 | 1,301,000 | 1,321,000 | 1,336,000 |
| Securities available for sale | 7,684,000 | 7,970,000 | 7,477,000 | 8,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,918,000 | 80,719,000 | 86,227,000 | 90,838,000 |
| Interest-bearing deposits | 69,609,000 | 74,584,000 | 78,952,000 | 81,923,000 |
| Noninterest-bearing deposits | 6,310,000 | 6,135,000 | 7,275,000 | 8,915,000 |
| Equity capital | 10,533,000 | 10,658,000 | 10,842,000 | 11,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,960,000 | 3,016,000 | 4,095,000 |
| Interest expense | 138,000 | 278,000 | 430,000 | 591,000 |
| Net interest income | 831,000 | 1,682,000 | 2,586,000 | 3,504,000 |
| Noninterest income | 49,000 | 106,000 | 148,000 | 205,000 |
| Noninterest expense | 530,000 | 1,054,000 | 1,623,000 | 2,230,000 |
| Provision for loan losses | 30,000 | 120,000 | 140,000 | 155,000 |
| Pretax income | 320,000 | 614,000 | 971,000 | 1,324,000 |
| Income tax | 96,000 | 184,000 | 362,000 | 491,000 |
| Net income | 224,000 | 430,000 | 609,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,139,000 | 10,367,000 | 10,704,000 | 10,928,000 |
| Total capital | 11,056,000 | 11,235,000 | 11,713,000 | 12,052,000 |
| Risk-weighted assets | 73,075,000 | 69,027,000 | 80,389,000 | 89,746,000 |