Call reports 2012
MRV BANKS — 2012
What MRV BANKS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,060,000 | 81,273,000 | 79,099,000 | 83,541,000 |
| Total loans | 59,067,000 | 57,170,000 | 61,579,000 | 69,178,000 |
| Allowance for loan losses | 978,000 | 1,258,000 | 1,110,000 | 1,181,000 |
| Securities available for sale | 13,035,000 | 10,473,000 | 9,280,000 | 8,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,106,000 | 70,353,000 | 68,009,000 | 71,894,000 |
| Interest-bearing deposits | 63,522,000 | 64,279,000 | 62,383,000 | 62,983,000 |
| Noninterest-bearing deposits | 4,584,000 | 6,074,000 | 5,625,000 | 8,911,000 |
| Equity capital | 7,652,000 | 9,569,000 | 9,721,000 | 10,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,668,000 | 2,512,000 | 3,428,000 |
| Interest expense | 145,000 | 289,000 | 426,000 | 561,000 |
| Net interest income | 667,000 | 1,379,000 | 2,086,000 | 2,867,000 |
| Noninterest income | 13,000 | 39,000 | 75,000 | 122,000 |
| Noninterest expense | 479,000 | 963,000 | 1,453,000 | 1,973,000 |
| Provision for loan losses | 131,000 | 523,000 | 604,000 | 685,000 |
| Pretax income | 73,000 | -65,000 | 107,000 | 334,000 |
| Income tax | 22,000 | -19,000 | 32,000 | 100,000 |
| Net income | 51,000 | -46,000 | 75,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,252,000 | 8,992,000 | 9,096,000 | 9,811,000 |
| Total capital | 7,985,000 | 9,733,000 | 9,890,000 | 10,681,000 |
| Risk-weighted assets | 60,406,000 | 58,711,000 | 63,225,000 | 69,280,000 |