Call reports 2011
MRV BANKS — 2011
What MRV BANKS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,748,000 | 74,086,000 | 73,827,000 | 73,455,000 |
| Total loans | 45,268,000 | 48,061,000 | 48,559,000 | 49,785,000 |
| Allowance for loan losses | 696,000 | 721,000 | 726,000 | 847,000 |
| Securities available for sale | 11,345,000 | 11,898,000 | 11,824,000 | 16,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,452,000 | 66,758,000 | 66,446,000 | 65,769,000 |
| Interest-bearing deposits | 57,752,000 | 58,808,000 | 60,635,000 | 60,349,000 |
| Noninterest-bearing deposits | 6,700,000 | 7,950,000 | 5,811,000 | 5,420,000 |
| Equity capital | 7,176,000 | 7,171,000 | 7,257,000 | 7,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,479,000 | 2,272,000 | 3,036,000 |
| Interest expense | 211,000 | 422,000 | 620,000 | 788,000 |
| Net interest income | 506,000 | 1,057,000 | 1,652,000 | 2,248,000 |
| Noninterest income | 13,000 | 27,000 | 41,000 | 46,000 |
| Noninterest expense | 463,000 | 993,000 | 1,495,000 | 1,758,000 |
| Provision for loan losses | 10,000 | 160,000 | 185,000 | 305,000 |
| Pretax income | 46,000 | -69,000 | 13,000 | 231,000 |
| Income tax | 14,000 | -21,000 | 4,000 | 5,000 |
| Net income | 32,000 | -48,000 | 9,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,556,000 | 6,521,000 | 6,640,000 | 7,217,000 |
| Total capital | 7,175,000 | 7,177,000 | 7,277,000 | 7,879,000 |
| Risk-weighted assets | 49,408,000 | 52,416,000 | 50,875,000 | 52,836,000 |