Call reports 2009
MRV BANKS — 2009
What MRV BANKS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,022,000 | 49,460,000 | 55,380,000 | 55,021,000 |
| Total loans | 21,811,000 | 27,726,000 | 32,093,000 | 35,930,000 |
| Allowance for loan losses | 355,000 | 447,000 | 542,000 | 575,000 |
| Securities available for sale | 12,732,000 | 12,823,000 | 11,763,000 | 11,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,670,000 | 40,182,000 | 46,123,000 | 47,313,000 |
| Interest-bearing deposits | 33,578,000 | 36,303,000 | 42,407,000 | 43,705,000 |
| Noninterest-bearing deposits | 3,093,000 | 3,880,000 | 3,716,000 | 3,608,000 |
| Equity capital | 7,257,000 | 7,143,000 | 7,114,000 | 7,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 978,000 | 1,544,000 | 2,162,000 |
| Interest expense | 199,000 | 438,000 | 680,000 | 921,000 |
| Net interest income | 255,000 | 540,000 | 864,000 | 1,241,000 |
| Noninterest income | 5,000 | 11,000 | 18,000 | 25,000 |
| Noninterest expense | 283,000 | 688,000 | 1,061,000 | 1,440,000 |
| Provision for loan losses | 79,000 | 196,000 | 291,000 | 324,000 |
| Pretax income | -102,000 | -333,000 | -470,000 | -498,000 |
| Income tax | -31,000 | -100,000 | -141,000 | -149,000 |
| Net income | -71,000 | -233,000 | -329,000 | -349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,710,000 | 6,519,000 | 6,415,000 | 6,433,000 |
| Total capital | 7,065,000 | 6,966,000 | 6,887,000 | 6,970,000 |
| Risk-weighted assets | 29,281,000 | 35,393,000 | 37,688,000 | 42,928,000 |