Call reports 2025
HUSTISFORD STATE BANK — 2025
What HUSTISFORD STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 78,449,000 | 79,601,000 | 78,543,000 | 79,612,000 |
| Total loans | 53,607,000 | 55,583,000 | 55,054,000 | 56,562,000 |
| Allowance for loan losses | 435,000 | 435,000 | 435,000 | 445,000 |
| Securities available for sale | 19,608,000 | 19,051,000 | 18,553,000 | 18,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,019,000 | 56,290,000 | 53,790,000 | 56,490,000 |
| Interest-bearing deposits | 41,867,000 | 42,184,000 | 39,926,000 | 41,979,000 |
| Noninterest-bearing deposits | 14,152,000 | 14,106,000 | 13,864,000 | 14,511,000 |
| Equity capital | 9,962,000 | 10,344,000 | 10,725,000 | 10,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,776,000 | 2,697,000 | 3,626,000 |
| Interest expense | 368,000 | 718,000 | 1,079,000 | 1,437,000 |
| Net interest income | 497,000 | 1,058,000 | 1,618,000 | 2,189,000 |
| Noninterest income | 18,000 | 35,000 | 53,000 | 187,000 |
| Noninterest expense | 392,000 | 773,000 | 1,164,000 | 1,629,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 123,000 | 320,000 | 507,000 | 734,000 |
| Income tax | 15,000 | 43,000 | 67,000 | 100,000 |
| Net income | 108,000 | 277,000 | 440,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,537,000 | 11,706,000 | 11,869,000 | 11,663,000 |