Call reports 2024
HUSTISFORD STATE BANK — 2024
What HUSTISFORD STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 80,010,000 | 80,383,000 | 79,869,000 | 79,015,000 |
| Total loans | 54,526,000 | 55,195,000 | 54,953,000 | 54,776,000 |
| Allowance for loan losses | 432,000 | 436,000 | 436,000 | 435,000 |
| Securities available for sale | 20,671,000 | 19,842,000 | 20,428,000 | 19,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,323,000 | 54,616,000 | 54,859,000 | 55,960,000 |
| Interest-bearing deposits | 41,164,000 | 41,354,000 | 41,350,000 | 42,115,000 |
| Noninterest-bearing deposits | 13,159,000 | 13,262,000 | 13,509,000 | 13,845,000 |
| Equity capital | 9,194,000 | 9,320,000 | 10,021,000 | 9,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,670,000 | 2,553,000 | 3,430,000 |
| Interest expense | 355,000 | 737,000 | 1,139,000 | 1,532,000 |
| Net interest income | 467,000 | 933,000 | 1,414,000 | 1,898,000 |
| Noninterest income | 18,000 | 34,000 | 52,000 | 76,000 |
| Noninterest expense | 383,000 | 765,000 | 1,145,000 | 1,520,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 8,000 |
| Pretax income | 102,000 | 202,000 | 321,000 | 454,000 |
| Income tax | 14,000 | 26,000 | 44,000 | 50,000 |
| Net income | 88,000 | 176,000 | 277,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,405,000 | 11,494,000 | 11,594,000 | 11,471,000 |