Call reports 2023
HUSTISFORD STATE BANK — 2023
What HUSTISFORD STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 71,340,000 | 72,261,000 | 76,932,000 | 79,732,000 |
| Total loans | 45,954,000 | 46,546,000 | 49,713,000 | 53,271,000 |
| Allowance for loan losses | 450,000 | 450,000 | 450,000 | 432,000 |
| Securities available for sale | 21,158,000 | 21,033,000 | 20,517,000 | 21,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,498,000 | 54,896,000 | 55,250,000 | 54,782,000 |
| Interest-bearing deposits | 42,272,000 | 41,218,000 | 41,855,000 | 41,232,000 |
| Noninterest-bearing deposits | 13,226,000 | 13,678,000 | 13,395,000 | 13,550,000 |
| Equity capital | 9,010,000 | 9,053,000 | 8,788,000 | 9,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,327,000 | 2,064,000 | 2,849,000 |
| Interest expense | 100,000 | 256,000 | 476,000 | 790,000 |
| Net interest income | 546,000 | 1,071,000 | 1,588,000 | 2,059,000 |
| Noninterest income | 14,000 | 28,000 | 47,000 | 73,000 |
| Noninterest expense | 351,000 | 705,000 | 1,067,000 | 1,434,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 394,000 | 568,000 | 698,000 |
| Income tax | 45,000 | 90,000 | 120,000 | 130,000 |
| Net income | 164,000 | 304,000 | 448,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,478,000 | 11,619,000 | 11,762,000 | 11,382,000 |